Risk Management

What protection do you currently have in place to cover your family or business from unforeseen loss? In the event of death, injury                                         or illness you need to adequately provide for mortgage costs and other living expenses. We can assist you to develop a strategy to                                  protect your most valuable asset – you.

Our ability to work and generate an income is our most important and valuable asset, without which none of the other things would be possible. Australians insure our homes, contents, businesses, cars, and even pets but often disregard insuring ourselves, our most valuable asset.

Could you and your family survive without your income?

If you died suddenly what would happen to your family? Could they afford to maintain the mortgage, maintain their lifestyle?

If you were permanently disabled could you afford fulltime care, home modifications?

Too many people don’t have answers to these questions or think; “it’s a good idea but it’s too expensive”.

We can show you how to get the cover you and your family need in a cost effective manner. Certain insurances are even tax deductible.

What are the chances of it happening to me?

Did you know that approximately 65% of the industry’s Critical Illness or Trauma claims are for Cancer?

Did you know?…

  • Incidence rates for testicular cancer are on the rise, having increased from 4.2 cases per 100,000 men in 1982, to 6.6 cases per 100,000 men in 2008.
  • Melanoma is the fourth most common cancer reported in Australia. In 2008, there were 11,057 new cases of melanoma of the skin in Australia, accounting for 9.8% of all new cancers.
  • In 2008, there were 14,225 new cases of bowel cancer in Australia, accounting for 12.7% of all new cancers.
  • Prostate cancer is the most common cancer in Australian men (excluding non-melanoma skin cancer), accounting for 32.4% of all new cancers in men in 2008. In 2008, there were 20,750 new cases of prostate cancer in Australia.
  • Overall, gynaecological cancers accounted for 9.4% of all new cancers in women in Australia in 2008.
  • Breast cancer is the most common cancer in Australian women (excluding non-melanoma skin cancer), accounting for 28.2% of all new cancers in women in 2008.
  • In 2008, there were 1,517 new cases of brain cancer in Australia, accounting for 1.4% of all new cancers.
SOURCE HTTP://CANCERAUSTRALIA.GOV.AU/